• You can use your Vanilla MasterCard® Gift Card immediately after purchase.
  • Know your card balance before you shop, as merchants cannot determine the balance on your card. If you try to purchase an item of greater value than your card balance, your card will be declined.
  • To purchase an item that costs more than the balance on your card you will need to use a second payment method, such as cash, check, or other credit or check card, for the difference. Let the cashier know how much you will pay with each type of payment when you make your purchase. Not all merchants accept split transactions.
  • At the time of purchase, give the card to the cashier and sign the receipt or push "credit" on the keypad. If you wish to use your card for a debit transaction, you will need to select a PIN of your choice for your Card. See the Frequently Asked Questions to learn more about selecting your PIN.
  • Write down your card number and keep it in a safe place.
  • If you forget your PIN, you may clear and reset your PIN on this website by logging in with your Card number and choosing "Manage PIN".
  • Remember to sign the back of your card.
  • Your Vanilla MasterCard Gift Card cannot be used to pay at the pump. In order to pay with you card, you will need to pay inside.
  • Please remember that when you are out for dinner and using your card at the restaurant that if the bill is for $50 they will process a request for $60 in anticipation of a 20% tip. Thus if you have a $50 card the purchase will be declined.
  • Your Vanilla MasterCard Gift Card does not have ATM access and you may not use your Card to get cash back at the point of sale.
  • It is recommended that you keep all receipts of purchases made with your Vanilla MasterCard Gift Card.
  • There are no cash refunds.

TERMS AND CONDITIONS ARE APPLIED TO GIFT CARDS. See Cardholder Agreement for further details.


Vanilla MasterCard Gift Cards are issued by The Bancorp Bank pursuant to a license from MasterCard International Incorporated. The Bancorp Bank; Member FDIC. Cards are distributed and serviced by either ITC Financial Licenses, Inc. or IH Financial Licenses, Inc., depending on the state or territory in which the Card is purchased. ITC Financial Licenses, Inc. is a licensed money transmitter by the Banking Department of the State New York. The Cards are not redeemable for cash except where required by law. By accepting or using the Card, Cardholder agrees to be bound by the Cardholder Agreement. Cardholder agrees to notify the Issuer immediately if this Card is lost, stolen or used without permission. For customer service, balance information, to clear your PIN, or to request a replacement Card, logon to this website or call
1.800.680.5938. Expired Card will be replaced upon request. Card funds never expire.

*The Card may be used in the U.S. and District of Columbia wherever Debit MasterCard or PULSE cards are accepted. The Card may not be used outside of the U.S. or the District of Columbia including Internet and mail or telephone order merchants outside of the U.S. or the District of Columbia.

Due to changes in applicable law, Vanilla MasterCard Gift Cards purchased after March 31, 2012 may not be used for international transactions or purchases. You may use Vanilla MasterCard Gift Cards for domestic U.S. transactions or purchases only.

Texas customers click here for information about filing complaints about our money transmission or currency exchange product or service.


The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding ITC Financial Licenses, Inc. at Commissioner of Financial Regulation, Attention: Consumer Services Unit, 500 North Calvert Street, Suite 402, Baltimore, Maryland 21202, phone 888-784-0136.